Estoppel Certificate Services

Fast, accurate estoppel certificates for your real estate closings

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Overview

Processing Times & Fees

FAQ

What is an Estoppel Certificate?

Essential documentation for smooth real estate closings

Official Financial Statement

An estoppel certificate is an official document from the homeowners association that details the financial status of a specific property, including outstanding dues, assessments, and any violations or pending issues.

Required for Closing

Title companies and lenders require this certificate to ensure there are no outstanding obligations that could affect the property transfer. It protects both the buyer and the lender from unexpected liabilities.

Processing Times & Fees

Choose the service level that fits your closing timeline

Standard Processing

Most common option

Processing Time: 15 business days
Typical Fee: $275 - $350
  • Comprehensive review
  • All standard information
  • Best value option
Expedited

Rush Processing

For urgent closings

Processing Time: 3 business days
Typical Fee: $475 - $550
  • Priority processing
  • Same information included
  • Ideal for tight deadlines
Important: Actual fees are set by each individual homeowners association and may vary. Additional fees may apply if there are delinquent amounts owed. You will be notified of the exact fee after your request is reviewed.

Frequently Asked Questions

Common questions about estoppel certificates

What information is included in an estoppel certificate?

An estoppel certificate typically includes: current assessment amounts, payment status, any delinquent amounts owed, special assessments, pending litigation involving the association, violations or pending architectural approvals, contact information for the association, and the date through which the information is valid.

Who pays for the estoppel certificate?

The cost is typically negotiated in the sales contract. Most commonly, the seller or buyer pays the estoppel fee, though it can sometimes be split. The title company ordering the estoppel will handle payment and include it in the closing costs.

What if my closing date changes after ordering?

If your closing date is extended beyond the validity period of your estoppel certificate, you can request a refresh through our portal. Simply use your original tracking number, zip code, and email to authenticate, then request an update with your new closing date. A refresh fee may apply.

Can I cancel my estoppel request?

Yes, you can cancel your request through our portal if needed. Use your tracking number, zip code, and email to authenticate, then submit a cancellation. Please note that cancellation policies and potential refunds vary by association and how far along the processing is.

How will I receive my completed estoppel certificate?

Once completed, the estoppel certificate will be sent electronically to the email address provided during the request. You'll also receive status updates throughout the processing period. Keep your tracking number for reference.

What if the property has delinquent fees?

If there are delinquent amounts owed, they will be clearly listed on the estoppel certificate. An additional fee may be charged for delinquent accounts. These amounts must typically be paid at or before closing to transfer clear title to the buyer.

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