Estoppel Certificate Services
Fast, accurate estoppel certificates for your real estate closings
New Request
Refresh Order
Cancel Order
Overview
Processing Times & Fees
FAQ
What is an Estoppel Certificate?
Essential documentation for smooth real estate closings
Official Financial Statement
An estoppel certificate is an official document from the homeowners association that details the financial status of a specific property, including outstanding dues, assessments, and any violations or pending issues.
Required for Closing
Title companies and lenders require this certificate to ensure there are no outstanding obligations that could affect the property transfer. It protects both the buyer and the lender from unexpected liabilities.
Processing Times & Fees
Choose the service level that fits your closing timeline
Standard Processing
Most common option
- Comprehensive review
- All standard information
- Best value option
Rush Processing
For urgent closings
- Priority processing
- Same information included
- Ideal for tight deadlines
Frequently Asked Questions
Common questions about estoppel certificates
An estoppel certificate typically includes: current assessment amounts, payment status, any delinquent amounts owed, special assessments, pending litigation involving the association, violations or pending architectural approvals, contact information for the association, and the date through which the information is valid.
The cost is typically negotiated in the sales contract. Most commonly, the seller or buyer pays the estoppel fee, though it can sometimes be split. The title company ordering the estoppel will handle payment and include it in the closing costs.
If your closing date is extended beyond the validity period of your estoppel certificate, you can request a refresh through our portal. Simply use your original tracking number, zip code, and email to authenticate, then request an update with your new closing date. A refresh fee may apply.
Yes, you can cancel your request through our portal if needed. Use your tracking number, zip code, and email to authenticate, then submit a cancellation. Please note that cancellation policies and potential refunds vary by association and how far along the processing is.
Once completed, the estoppel certificate will be sent electronically to the email address provided during the request. You'll also receive status updates throughout the processing period. Keep your tracking number for reference.
If there are delinquent amounts owed, they will be clearly listed on the estoppel certificate. An additional fee may be charged for delinquent accounts. These amounts must typically be paid at or before closing to transfer clear title to the buyer.